What is the property tax rate in Tulsa County?

The combined effective property tax rate in Tulsa County, Oklahoma is approximately 1.05%.

Tulsa County Property Tax Calculator (2026) — Oklahoma Property Tax Almanac

Property Tax in Tulsa County, 2026

A calculator and field guide for Tulsa-area homeowners — and for anyone considering a move to Tulsa County — including Oklahoma's constitutional 11% real-property assessment ratio (Article X §8), the $1,000 standard + $1,000 additional Homestead Exemption, the Senior Valuation Limitation (true AV freeze for 65+ with HUD-county-median income — Oklahoma County $99K, Tulsa $90,300, Canadian $99K for 2026), the 3% annual AV cap (Article X §8B), and the FULL Disabled Veterans Exemption (100% service-connected, Article X §8E since 2008). Effective rates ~0.87% statewide median (35th nationally).

Tulsa County, home to Tulsa and 675k Oklahomans, operates under Oklahoma\'s constitutional 11% real-property assessment ratio (Oklahoma Constitution Article X §8 — counties may assess at 11-13.5%, most use the 11% minimum). AV = Fair Cash Value (FCV) × 11%. Tax = AV × millage / 1,000. Combined millage typically 90-135 mills (= ~1.0-1.5% gross before homestead). Oklahoma uses "Fair Cash Value" (FCV) terminology rather than the more-common Fair Market Value. The structural protections — the constitutional 11% AR, the $1,000 standard Homestead Exemption (+ $1,000 additional if income-tested), the Senior Valuation Limitation, and the 3% annual AV cap — combine to produce one of the more-favorable property tax structures in the central United States. Effective rates run ~0.87% statewide median, 35th nationally — well below neighboring Texas (1.80%) and Kansas (1.41%).

How the bill is built

Oklahoma property tax follows a 4-step calculation. Step 1: Fair Cash Value. The Tulsa County Assessor determines FCV annually using comparable sales (most common), cost approach, or income approach. Step 2: Apply 11% AR. AV = FCV × 11%. So a $200K home has AV = $22,000. Step 3: Apply $1,000 standard Homestead Exemption. AV = $22,000 − $1,000 = $21,000. Step 4: Apply tax rate. Tax = AV × millage / 1,000. Tulsa County\'s combined millage is ~95 mills (= ~1.04% effective). For homestead-eligible owners 65+ or fully disabled with gross household income at or below $30,000, an additional $1,000 AV reduction stacks (saves another ~$100-135/year).

Oklahoma\'s constitutional 3% annual AV cap (Article X §8B) is structurally important. Even if FCV rises 10-20% per year (as has happened in fast-growing Oklahoma City and Tulsa metros since 2020), taxable AV can only increase 3% per year for homestead properties. Originally a 5% cap when established by State Question 676 in 1996, the cap was reduced to 3% by State Question 758 in 2012. The cap RESETS at sale — new buyers face the full FCV-based AV. This creates substantial AV disparities between long-term residents and recent buyers in appreciating Oklahoma markets. Non-homestead properties have a 5% cap.

The Senior Valuation Limitation (Article X §8C, established by SQ 715 in 2004) is one of the most-progressive senior property tax protections in the United States. Owners 65+ with gross household income at or below the **prior-year HUD median income for the county** receive a true AV freeze. The income limits are county-specific and rise annually with HUD adjustments. For 2026: Oklahoma County $99,000 (raised from $89,000 by Oklahoma County Assessor Larry Stein, October 2025); Tulsa County $90,300; Canadian County $99,000. Once qualified, the AV is frozen at the level when first granted. Applies to homestead property only. Apply with County Assessor by March 15. Re-qualification required if income exceeds the limit in any year.

Oklahoma provides a FULL property tax exemption on the entire fair cash value of the homestead for 100% service-connected permanently and totally disabled veterans (Oklahoma Constitution Article X §8E, established by State Question 735 in 2008). Among the most-generous in the United States — applies to ENTIRE FCV (not capped at any dollar amount). Surviving unremarried spouses retain. Combined with Oklahoma\'s moderate effective rates (~0.87% statewide), qualifying disabled vets pay $0 on the homestead. Apply with County Assessor with VA disability rating decision.

2026 Tulsa County rate breakdown (consolidated millage per $1,000 of AV (11% AR × FCV), Tulsa district)

Taxing entity	Rate
Combined county + municipal + school + special districts (~95 mills × 11% AR = ~1.05% effective, post $1,000 standard homestead)	95.0000
Combined total	95.0000

As of April 26, 2026 · From Tulsa County Assessor.

Note: Tulsa County is **the second-most-populous county in Oklahoma** (~675K residents) and home to **Tulsa** — historically known as **"the Oil Capital of the World"** during the early 20th century petroleum boom (~415K, the seat — the second-largest city in Oklahoma after OKC). Anchored by Tulsa, **Broken Arrow** (~120K — the third-largest city in Oklahoma, fast-growing southeast Tulsa suburb), Sand Springs, Sapulpa, **Bixby** (~30K — affluent south Tulsa suburb), **Owasso** (~40K — fast-growing north Tulsa suburb), and **Jenks** (~25K — affluent south Tulsa suburb home to the celebrated Oklahoma Aquarium and the Riverwalk shopping district). Major employment includes major oil/gas company offices (legacy Williams Companies headquarters — the major pipeline/midstream company; ONEOK; SemGroup; Magellan Midstream), **American Airlines** (Tulsa Maintenance Base — the largest commercial aircraft maintenance operation in the world, ~5,500 employees), substantial healthcare (St. Francis Health System, Saint Francis Hospital, Hillcrest), and the **University of Tulsa** (~4,000 students, a celebrated private research university with strong petroleum engineering and computer science programs).

Note: Tulsa County effective property tax rates run approximately **1.05%** — moderate by Oklahoma standards. Combined county + municipal + school district + special district millage is ~95 mills (× 11% AR = ~1.045% gross). Median home values around $190K combined with the moderate effective rate produce median annual bills around $1,995. **Tulsa County's Senior Valuation Limitation income limit is $90,300 for 2026** (Tulsa County Assessor John A. Wright's office, based on 2025 HUD median income).

Note: For relocation buyers: Tulsa County offers **the celebrated oil-capital + American Airlines maintenance + Art Deco architecture** option — substantial energy sector employment, the iconic Tulsa Art Deco architectural heritage (the city's 1920s-1930s oil-boom downtown features more notable Art Deco architecture per capita than any other US city), the celebrated **Philbrook Museum of Art** (in a 1927 Italianate Renaissance villa), **Gilcrease Museum of the American West** (one of the most-significant US museums of American Western art), and reasonable cost of living. The trade-off: persistent legacy of the **1921 Tulsa Race Massacre** racial-and-economic segregation patterns (the destruction of "Black Wall Street" in the Greenwood District remains a defining cultural-historical reckoning), substantial tornado risk (Tulsa is part of "Tornado Alley"), and energy-sector economic cyclicality.

Deductions and exemptions for 2026

Oklahoma homeowner property tax relief operates through four primary mechanisms: (1) the $1,000 standard Homestead Exemption (universal AV reduction), (2) the $1,000 additional Homestead Exemption (income-tested at $30K, for 65+ or fully disabled), (3) the Senior Valuation Limitation (true AV freeze for 65+ at HUD-county-median income), and (4) the FULL Disabled Veterans Exemption (100% service-connected, entire FCV). Plus the structural protection of the constitutional 3% annual AV cap (Article X §8B).

$1,000 Standard Homestead Exemption (universal)

The standard Homestead Exemption is a flat $1,000 reduction in assessed value (AV). At Oklahoma\'s typical 90-135 mills, this saves approximately $100-135 per year. Required: legal Oklahoma residency, ownership as of January 1, principal residence on January 1 with intent to remain through next January 1, and deed recorded with County Clerk by February 1. Apply once with County Assessor by March 15 — the exemption stays in effect until you sell or move (no annual renewal). Oklahoma assessors estimate that ~10-20% of eligible Oklahoma homeowners fail to claim this exemption, losing $100-135 per year unnecessarily. File as soon as you purchase.

$1,000 Additional Homestead Exemption (income-tested)

Owners 65+ OR fully disabled with gross household income at or below $30,000 receive an additional $1,000 AV reduction (per OK Statutes §68-2890), saving another ~$100-135 per year. Income definition is broad — includes pensions, Social Security, capital gains, etc., but excludes veterans\' disability compensation and gifts. For seniors who have already qualified once, no annual reapplication is required (unless income exceeds the limit, which must be reported to the Assessor).

Senior Valuation Limitation (Article X §8C)

Established by State Question 715 in 2004, the Senior Valuation Limitation provides a true AV freeze for owners 65+ with gross household income at or below the prior-year HUD median income for the county — a generous and progressive structure. Income limits are county-specific and rise annually. For 2026: Oklahoma County $99,000 (raised from $89,000 by County Assessor Larry Stein, October 2025); Tulsa County $90,300; Canadian County $99,000. The freeze does NOT cap millage rate increases — so tax bills can still rise if local taxing entities raise rates, but the AV portion stays locked. Once qualified and continuously meeting income limits, no annual reapplication is required. Apply with County Assessor by March 15.

3% Annual AV Cap (Article X §8B)

For homestead properties: taxable AV cannot increase more than 3% per year, regardless of how much FCV rises. Originally a 5% cap when established by State Question 676 in 1996, the cap was reduced to 3% by State Question 758 in 2012. The cap RESETS at sale — new buyers face the full FCV-based AV. Caps do NOT apply to newly-constructed property or substantial improvements. Non-homestead properties are capped at 5%. The cap has produced significant AV disparities in fast-growing Oklahoma City and Tulsa metros where long-term residents pay less than recent buyers for identical homes.

FULL Disabled Veteran Exemption (Article X §8E, 100% service-connected)

Established by State Question 735 in 2008, Oklahoma provides a FULL property tax exemption on the entire fair cash value of the homestead for veterans rated 100% service-connected permanently and totally disabled. Among the most-generous in the United States — applies to ENTIRE FCV (not capped at any dollar amount). Surviving unremarried spouses retain. Apply with County Assessor with VA disability rating decision and DD-214.

Appealing your assessment

Oklahoma property tax appeals follow a 3-tier process. Level 1: County Board of Equalization. File written appeal by the first Monday in May each year (or within 20 days of receiving a Notice of Increase in Valuation, whichever is later). The Board holds informal hearings — present comparable sales, recent appraisals, or condition documentation. Level 2: County Court of Tax Review. If unresolved, appeal to County Court within 10 days of Board decision. Level 3: Oklahoma Supreme Court. County Court decisions can be appealed on legal/constitutional grounds. Most Oklahoma appeals are resolved at Level 1. Tax cycle: bills mailed in November, payable in halves (first half due Dec 31, second half due March 31) or in full by Dec 31.

Cities and towns in Tulsa County

Tulsa County contains 7 incorporated municipalities, ranging from Tulsa to the smallest village. Search volume for property tax is often city-specific, so here is the complete list — with population from the 2020 US Census, rounded to the nearest 100.

Data: US Census Bureau, 2020 Decennial Census. Populations rounded. Cities marked as "split" straddle a county border — the portion inside Tulsa County is subject to Tulsa County's tax rolls, while the portion outside is subject to the adjacent county's.

City or town	Type	Population (2020)
Tulsa County seat Split	city	415,000
Broken Arrow	city	120,000
Owasso	city	40,000
Bixby	city	30,000
Jenks	city	25,000
Sapulpa	city	21,000
Sand Springs	city	19,000

About city-level property tax rates: The rate breakdown and calculator on this page reflect the Tulsa tax district. Other cities in Tulsa County may pay into different school districts, city rates, and special districts — so their combined rates can differ, sometimes substantially. Always verify the specific rates for your address with the Tulsa County Assessor before relying on any estimate.

Frequently asked questions

When are Oklahoma property taxes due?

Oklahoma property tax bills are mailed in November. You can pay in full by December 31, OR in two halves: first half due December 31, second half due March 31. Late payments after March 31 accrue penalty plus interest. Most homeowners pay through escrow via mortgage servicer. Oklahoma uses "Fair Cash Value" (FCV) terminology rather than the more-common Fair Market Value.

What is Oklahoma\'s 11% assessment ratio?

Oklahoma\'s constitutional 11-13.5% assessment ratio (Article X §8) — most counties use the 11% minimum — means a home with Fair Cash Value of $200,000 has assessed value of just $22,000. Tax = AV × millage / 1,000. So at typical 100 mills, the gross tax is $2,200 (before $1,000 standard Homestead Exemption reduces it to $2,090). This produces effective rates around ~0.87% statewide median, 35th nationally — well below neighboring Texas (1.80%) and Kansas (1.41%).

How does the $1,000 Homestead Exemption work?

The standard Homestead Exemption is a flat $1,000 reduction in assessed value (AV). At Oklahoma\'s typical 90-135 mills, this saves approximately $100-135 per year. Required: legal Oklahoma residency, ownership as of January 1, principal residence on January 1, and deed recorded with County Clerk by February 1. Apply once with County Assessor by March 15 — the exemption stays in effect until you sell or move (no annual renewal). Owners 65+ or fully disabled with gross household income at or below $30,000 also qualify for an additional $1,000 AV reduction.

How does the Senior Valuation Limitation work?

The Senior Valuation Limitation (Oklahoma Constitution Article X §8C, established by State Question 715 in 2004) is a true AV freeze for owners 65+ with gross household income at or below the prior-year HUD median income for the county — county-specific and progressive. For 2026: Oklahoma County $99,000 (raised from $89,000 by Assessor Larry Stein, October 2025); Tulsa County $90,300; Canadian County $99,000. Once qualified, the AV is frozen at the level when first granted. The freeze does NOT cap millage rate increases (so tax bills can still rise if local taxing entities raise rates), but the AV portion stays locked. Apply by March 15.

How does the 3% AV cap work?

For homestead properties: taxable AV cannot increase more than 3% per year, regardless of how much Fair Cash Value rises (Oklahoma Constitution Article X §8B). Originally a 5% cap when established by State Question 676 in 1996, the cap was reduced to 3% by State Question 758 in 2012. The cap RESETS at sale — new buyers face the full FCV-based AV. Non-homestead properties are capped at 5%. The cap has produced significant AV disparities in fast-growing Oklahoma City and Tulsa metros.

How does the Disabled Veteran exemption work in Oklahoma?

Oklahoma provides a FULL property tax exemption on the entire fair cash value of the homestead for veterans rated 100% service-connected permanently and totally disabled (Oklahoma Constitution Article X §8E, established by State Question 735 in 2008). Among the most-generous in the United States — applies to ENTIRE FCV (not capped at any dollar amount). Surviving unremarried spouses retain. Combined with Oklahoma\'s moderate effective rates, qualifying disabled vets pay $0 on the homestead. Apply with County Assessor with VA disability rating decision (must specify 100% permanent and total) and DD-214.

How do I appeal my Oklahoma assessment?

Oklahoma property tax appeals follow a 3-tier process. Level 1: County Board of Equalization. File written appeal by the first Monday in May each year (or within 20 days of receiving a Notice of Increase in Valuation, whichever is later). Level 2: County Court of Tax Review. Within 10 days of Board decision. Level 3: Oklahoma Supreme Court. County Court decisions can be appealed on legal/constitutional grounds. Most Oklahoma appeals are resolved at Level 1.

About Tulsa County

Beyond the property tax — a few things you might not know about the place.

Weird fact

Tulsa is **the world capital of Art Deco architecture per capita** — the city's 1920s-1930s oil-boom era produced an extraordinary concentration of Art Deco buildings (~80 surviving major examples in downtown Tulsa, including the Philtower, Philcade, the Boston Avenue United Methodist Church, the Mayo Hotel, the 320 South Boston Building, and the Tulsa Union Depot). Tulsa also hosted **the 1921 Tulsa Race Massacre** (May 31 - June 1, 1921) — among the worst incidents of racial violence in US history. A white mob (~10,000 people, supported by deputized white mobs and the Oklahoma National Guard) attacked the wealthy Black Greenwood District (called "Black Wall Street" — at the time, the wealthiest African American community in the United States, with hundreds of Black-owned businesses, hotels, theaters, and mansions). The mob killed 100-300 Black residents (the exact death toll remains disputed), destroyed 35 city blocks (~1,256 homes and businesses), and left 10,000+ Black residents homeless. Greenwood District has been the subject of major historical reckoning since the 2001 Oklahoma Commission report, with substantial public commemoration including the 2021 Greenwood Rising museum (opened on the centennial). The 1921 Tulsa Race Massacre is now a major subject of US history education and commemoration.

Hometown hero

Will Rogers (Oologah, regional connection)

**Will Rogers** (1879-1935) — among the most-influential American entertainers of the early 20th century, a celebrated cowboy humorist, vaudeville performer, radio personality, newspaper columnist, and film actor — was born in **Oologah, Indian Territory** (now Rogers County — adjacent to Tulsa County, named for Rogers' family). Rogers was part Cherokee Native American and identified strongly with his Cherokee heritage. He became a celebrated commentator on American politics in the 1920s-1930s, featured in 71 silent films and 50 talkies before his death in a 1935 plane crash in Alaska. The **Will Rogers Memorial Museum** is in adjacent Claremore (Rogers County). Other notable Tulsa County figures include **Garth Brooks** (the celebrated country music star, born 1962 in Tulsa, raised in nearby Yukon, OK, attended Oklahoma State University), **Hanson** (the 1990s pop trio of brothers Isaac, Taylor, and Zac Hanson, born and raised in Tulsa — "MMMBop" 1997), **Tony Randall** (1920-2004 — the celebrated actor of The Odd Couple TV series 1970-1975, born in Tulsa), and **The Outsiders** novelist S.E. Hinton (born 1948 in Tulsa, attended the University of Tulsa, wrote the 1967 coming-of-age novel set in 1960s Tulsa).

Biggest annual event

Tulsa State Fair + Mayfest + Oktoberfest

The **Tulsa State Fair** (annual, late September - early October at the Tulsa Expo Square, since 1903) is **the second-largest annual fair in Oklahoma after the Oklahoma State Fair** — drawing 1,100,000+ attendees over 11 days. **Mayfest** (annual, mid-May in downtown Tulsa, since 1973) is **the largest annual arts festival in Oklahoma** — drawing 350,000+ attendees over 4 days. **Tulsa Oktoberfest** (annual, mid-October at River West Festival Park, since 1979) is **one of the largest German-heritage Oktoberfest celebrations in the United States** — drawing 60,000+ attendees with traditional Bavarian programming. **The Cain's Ballroom** (the historic Tulsa music venue, since 1924) is among the most-celebrated American country/rock music venues in history.

Property Tax in Tulsa County, 2026