What is the property tax rate in Rogers County?

The combined effective property tax rate in Rogers County, Oklahoma is approximately 0.95%.

Rogers County Property Tax Calculator (2026) — Oklahoma Property Tax Almanac

Property Tax in Rogers County, 2026

A calculator and field guide for Owasso-area homeowners — and for anyone considering a move to Rogers County — including Oklahoma's constitutional 11% real-property assessment ratio (Article X §8), the $1,000 standard + $1,000 additional Homestead Exemption, the Senior Valuation Limitation (true AV freeze for 65+ with HUD-county-median income — Oklahoma County $99K, Tulsa $90,300, Canadian $99K for 2026), the 3% annual AV cap (Article X §8B), and the FULL Disabled Veterans Exemption (100% service-connected, Article X §8E since 2008). Effective rates ~0.87% statewide median (35th nationally).

Rogers County, home to Claremore and 95k Oklahomans, operates under Oklahoma\'s constitutional 11% real-property assessment ratio (Oklahoma Constitution Article X §8 — counties may assess at 11-13.5%, most use the 11% minimum). AV = Fair Cash Value (FCV) × 11%. Tax = AV × millage / 1,000. Combined millage typically 90-135 mills (= ~1.0-1.5% gross before homestead). Oklahoma uses "Fair Cash Value" (FCV) terminology rather than the more-common Fair Market Value. The structural protections — the constitutional 11% AR, the $1,000 standard Homestead Exemption (+ $1,000 additional if income-tested), the Senior Valuation Limitation, and the 3% annual AV cap — combine to produce one of the more-favorable property tax structures in the central United States. Effective rates run ~0.87% statewide median, 35th nationally — well below neighboring Texas (1.80%) and Kansas (1.41%).

How the bill is built

Oklahoma property tax follows a 4-step calculation. Step 1: Fair Cash Value. The Rogers County Assessor determines FCV annually using comparable sales (most common), cost approach, or income approach. Step 2: Apply 11% AR. AV = FCV × 11%. So a $200K home has AV = $22,000. Step 3: Apply $1,000 standard Homestead Exemption. AV = $22,000 − $1,000 = $21,000. Step 4: Apply tax rate. Tax = AV × millage / 1,000. Rogers County\'s combined millage is ~86 mills (= ~0.95% effective). For homestead-eligible owners 65+ or fully disabled with gross household income at or below $30,000, an additional $1,000 AV reduction stacks (saves another ~$100-135/year).

Oklahoma\'s constitutional 3% annual AV cap (Article X §8B) is structurally important. Even if FCV rises 10-20% per year (as has happened in fast-growing Oklahoma City and Tulsa metros since 2020), taxable AV can only increase 3% per year for homestead properties. Originally a 5% cap when established by State Question 676 in 1996, the cap was reduced to 3% by State Question 758 in 2012. The cap RESETS at sale — new buyers face the full FCV-based AV. This creates substantial AV disparities between long-term residents and recent buyers in appreciating Oklahoma markets. Non-homestead properties have a 5% cap.

The Senior Valuation Limitation (Article X §8C, established by SQ 715 in 2004) is one of the most-progressive senior property tax protections in the United States. Owners 65+ with gross household income at or below the **prior-year HUD median income for the county** receive a true AV freeze. The income limits are county-specific and rise annually with HUD adjustments. For 2026: Oklahoma County $99,000 (raised from $89,000 by Oklahoma County Assessor Larry Stein, October 2025); Tulsa County $90,300; Canadian County $99,000. Once qualified, the AV is frozen at the level when first granted. Applies to homestead property only. Apply with County Assessor by March 15. Re-qualification required if income exceeds the limit in any year.

Oklahoma provides a FULL property tax exemption on the entire fair cash value of the homestead for 100% service-connected permanently and totally disabled veterans (Oklahoma Constitution Article X §8E, established by State Question 735 in 2008). Among the most-generous in the United States — applies to ENTIRE FCV (not capped at any dollar amount). Surviving unremarried spouses retain. Combined with Oklahoma\'s moderate effective rates (~0.87% statewide), qualifying disabled vets pay $0 on the homestead. Apply with County Assessor with VA disability rating decision.

2026 Rogers County rate breakdown (consolidated millage per $1,000 of AV (11% AR × FCV), Claremore district)

Taxing entity	Rate
Combined county + municipal + school + special districts (~86 mills × 11% AR = ~0.95% effective, post $1,000 standard homestead)	86.0000
Combined total	86.0000

As of April 26, 2026 · From Rogers County Assessor.

Note: Rogers County is **the affluent Tulsa-metro northeastern suburban county** — named for the celebrated Cherokee-American humorist Will Rogers (born 1879 in Oologah, Rogers County). The county is home to substantial Tulsa-metro northeastern suburban growth. Anchored by **Owasso** (~40K — the Rogers County portion of Owasso, which straddles the Rogers-Tulsa county line; fast-growing affluent north Tulsa suburb), **Claremore** (~20K, the seat — home to Rogers State University ~3,800 students and the celebrated Will Rogers Memorial Museum), Catoosa (home to the Hard Rock Hotel & Casino Tulsa), Inola, and Verdigris. Major employment is largely Tulsa commuter — substantial energy sector workers, healthcare workers, and corporate office workers commute from Rogers to Tulsa. The Cherokee Nation (the largest federally-recognized tribe in the United States, ~470,000 enrolled members) has substantial business operations in Rogers County.

Note: Rogers County effective property tax rates run approximately **0.95%** — moderate by Oklahoma standards. Combined county + municipal + school district + special district millage is ~86 mills (× 11% AR = ~0.946% gross). Median home values around $215K combined with the moderate effective rate produce median annual bills around $2,043.

Note: For relocation buyers: Rogers County offers **the premier Tulsa-metro northeastern suburban** option — substantially lower property taxes than urban Tulsa County for similar housing, exceptional public schools (Owasso School District is consistently among Oklahoma's highest-rated), substantial new construction in the Owasso / Claremore area, and direct Tulsa commute via US-169 (Owasso to downtown Tulsa ~25-30 min during off-peak). The trade-off: US-169 commute congestion during peak hours, distance from Tulsa urban amenities.

Deductions and exemptions for 2026

Oklahoma homeowner property tax relief operates through four primary mechanisms: (1) the $1,000 standard Homestead Exemption (universal AV reduction), (2) the $1,000 additional Homestead Exemption (income-tested at $30K, for 65+ or fully disabled), (3) the Senior Valuation Limitation (true AV freeze for 65+ at HUD-county-median income), and (4) the FULL Disabled Veterans Exemption (100% service-connected, entire FCV). Plus the structural protection of the constitutional 3% annual AV cap (Article X §8B).

$1,000 Standard Homestead Exemption (universal)

The standard Homestead Exemption is a flat $1,000 reduction in assessed value (AV). At Oklahoma\'s typical 90-135 mills, this saves approximately $100-135 per year. Required: legal Oklahoma residency, ownership as of January 1, principal residence on January 1 with intent to remain through next January 1, and deed recorded with County Clerk by February 1. Apply once with County Assessor by March 15 — the exemption stays in effect until you sell or move (no annual renewal). Oklahoma assessors estimate that ~10-20% of eligible Oklahoma homeowners fail to claim this exemption, losing $100-135 per year unnecessarily. File as soon as you purchase.

$1,000 Additional Homestead Exemption (income-tested)

Owners 65+ OR fully disabled with gross household income at or below $30,000 receive an additional $1,000 AV reduction (per OK Statutes §68-2890), saving another ~$100-135 per year. Income definition is broad — includes pensions, Social Security, capital gains, etc., but excludes veterans\' disability compensation and gifts. For seniors who have already qualified once, no annual reapplication is required (unless income exceeds the limit, which must be reported to the Assessor).

Senior Valuation Limitation (Article X §8C)

Established by State Question 715 in 2004, the Senior Valuation Limitation provides a true AV freeze for owners 65+ with gross household income at or below the prior-year HUD median income for the county — a generous and progressive structure. Income limits are county-specific and rise annually. For 2026: Oklahoma County $99,000 (raised from $89,000 by County Assessor Larry Stein, October 2025); Tulsa County $90,300; Canadian County $99,000. The freeze does NOT cap millage rate increases — so tax bills can still rise if local taxing entities raise rates, but the AV portion stays locked. Once qualified and continuously meeting income limits, no annual reapplication is required. Apply with County Assessor by March 15.

3% Annual AV Cap (Article X §8B)

For homestead properties: taxable AV cannot increase more than 3% per year, regardless of how much FCV rises. Originally a 5% cap when established by State Question 676 in 1996, the cap was reduced to 3% by State Question 758 in 2012. The cap RESETS at sale — new buyers face the full FCV-based AV. Caps do NOT apply to newly-constructed property or substantial improvements. Non-homestead properties are capped at 5%. The cap has produced significant AV disparities in fast-growing Oklahoma City and Tulsa metros where long-term residents pay less than recent buyers for identical homes.

FULL Disabled Veteran Exemption (Article X §8E, 100% service-connected)

Established by State Question 735 in 2008, Oklahoma provides a FULL property tax exemption on the entire fair cash value of the homestead for veterans rated 100% service-connected permanently and totally disabled. Among the most-generous in the United States — applies to ENTIRE FCV (not capped at any dollar amount). Surviving unremarried spouses retain. Apply with County Assessor with VA disability rating decision and DD-214.

Appealing your assessment

Oklahoma property tax appeals follow a 3-tier process. Level 1: County Board of Equalization. File written appeal by the first Monday in May each year (or within 20 days of receiving a Notice of Increase in Valuation, whichever is later). The Board holds informal hearings — present comparable sales, recent appraisals, or condition documentation. Level 2: County Court of Tax Review. If unresolved, appeal to County Court within 10 days of Board decision. Level 3: Oklahoma Supreme Court. County Court decisions can be appealed on legal/constitutional grounds. Most Oklahoma appeals are resolved at Level 1. Tax cycle: bills mailed in November, payable in halves (first half due Dec 31, second half due March 31) or in full by Dec 31.

Cities and towns in Rogers County

Rogers County contains 5 incorporated municipalities, ranging from Claremore to the smallest village. Search volume for property tax is often city-specific, so here is the complete list — with population from the 2020 US Census, rounded to the nearest 100.

Data: US Census Bureau, 2020 Decennial Census. Populations rounded. Cities marked as "split" straddle a county border — the portion inside Rogers County is subject to Rogers County's tax rolls, while the portion outside is subject to the adjacent county's.

City or town	Type	Population (2020)
Owasso Split	city	40,000
Claremore County seat	city	20,000
Catoosa	city	7,400
Verdigris	town	4,500
Inola	town	1,700

About city-level property tax rates: The rate breakdown and calculator on this page reflect the Claremore tax district. Other cities in Rogers County may pay into different school districts, city rates, and special districts — so their combined rates can differ, sometimes substantially. Always verify the specific rates for your address with the Rogers County Assessor before relying on any estimate.

Frequently asked questions

When are Oklahoma property taxes due?

Oklahoma property tax bills are mailed in November. You can pay in full by December 31, OR in two halves: first half due December 31, second half due March 31. Late payments after March 31 accrue penalty plus interest. Most homeowners pay through escrow via mortgage servicer. Oklahoma uses "Fair Cash Value" (FCV) terminology rather than the more-common Fair Market Value.

What is Oklahoma\'s 11% assessment ratio?

Oklahoma\'s constitutional 11-13.5% assessment ratio (Article X §8) — most counties use the 11% minimum — means a home with Fair Cash Value of $200,000 has assessed value of just $22,000. Tax = AV × millage / 1,000. So at typical 100 mills, the gross tax is $2,200 (before $1,000 standard Homestead Exemption reduces it to $2,090). This produces effective rates around ~0.87% statewide median, 35th nationally — well below neighboring Texas (1.80%) and Kansas (1.41%).

How does the $1,000 Homestead Exemption work?

The standard Homestead Exemption is a flat $1,000 reduction in assessed value (AV). At Oklahoma\'s typical 90-135 mills, this saves approximately $100-135 per year. Required: legal Oklahoma residency, ownership as of January 1, principal residence on January 1, and deed recorded with County Clerk by February 1. Apply once with County Assessor by March 15 — the exemption stays in effect until you sell or move (no annual renewal). Owners 65+ or fully disabled with gross household income at or below $30,000 also qualify for an additional $1,000 AV reduction.

How does the Senior Valuation Limitation work?

The Senior Valuation Limitation (Oklahoma Constitution Article X §8C, established by State Question 715 in 2004) is a true AV freeze for owners 65+ with gross household income at or below the prior-year HUD median income for the county — county-specific and progressive. For 2026: Oklahoma County $99,000 (raised from $89,000 by Assessor Larry Stein, October 2025); Tulsa County $90,300; Canadian County $99,000. Once qualified, the AV is frozen at the level when first granted. The freeze does NOT cap millage rate increases (so tax bills can still rise if local taxing entities raise rates), but the AV portion stays locked. Apply by March 15.

How does the 3% AV cap work?

For homestead properties: taxable AV cannot increase more than 3% per year, regardless of how much Fair Cash Value rises (Oklahoma Constitution Article X §8B). Originally a 5% cap when established by State Question 676 in 1996, the cap was reduced to 3% by State Question 758 in 2012. The cap RESETS at sale — new buyers face the full FCV-based AV. Non-homestead properties are capped at 5%. The cap has produced significant AV disparities in fast-growing Oklahoma City and Tulsa metros.

How does the Disabled Veteran exemption work in Oklahoma?

Oklahoma provides a FULL property tax exemption on the entire fair cash value of the homestead for veterans rated 100% service-connected permanently and totally disabled (Oklahoma Constitution Article X §8E, established by State Question 735 in 2008). Among the most-generous in the United States — applies to ENTIRE FCV (not capped at any dollar amount). Surviving unremarried spouses retain. Combined with Oklahoma\'s moderate effective rates, qualifying disabled vets pay $0 on the homestead. Apply with County Assessor with VA disability rating decision (must specify 100% permanent and total) and DD-214.

How do I appeal my Oklahoma assessment?

Oklahoma property tax appeals follow a 3-tier process. Level 1: County Board of Equalization. File written appeal by the first Monday in May each year (or within 20 days of receiving a Notice of Increase in Valuation, whichever is later). Level 2: County Court of Tax Review. Within 10 days of Board decision. Level 3: Oklahoma Supreme Court. County Court decisions can be appealed on legal/constitutional grounds. Most Oklahoma appeals are resolved at Level 1.

About Rogers County

Beyond the property tax — a few things you might not know about the place.

Weird fact

Claremore is **home to the Will Rogers Memorial Museum** — opened 1938, dedicated to the celebrated Cherokee-American humorist Will Rogers (born 1879 in Oologah, Rogers County, OK; died 1935 in plane crash in Alaska). The museum houses the world's largest collection of Will Rogers memorabilia, manuscripts, films, and personal effects, plus substantial Native American art collections reflecting Rogers' Cherokee heritage. **Will Rogers is buried at the Memorial** along with his wife Betty Rogers — making the site both a museum and a family mausoleum. The museum draws ~250,000 annual visitors and is among the most-visited cultural institutions in northeastern Oklahoma. The adjacent **Will Rogers Birthplace Ranch** (in nearby Oologah) preserves Rogers' 1875 birthplace ranch home. Rogers Pageant (annual, mid-September at the Memorial) is a major Will Rogers commemorative cultural event.

Hometown hero

Will Rogers (Oologah)

The **Will Rogers Memorial Museum + Will Rogers Birthplace Ranch** in Rogers County preserves the cultural legacy of Will Rogers (1879-1935) — among the most-influential American entertainers of the early 20th century. Rogers was born in **Oologah, Indian Territory** (now Rogers County, OK — named for his family — though the county is actually named for Clement Vann Rogers, Will Rogers' father, who was a Cherokee senator). Rogers was part Cherokee Native American (1/4 Cherokee through his father) and identified strongly with his Cherokee heritage. He started as a vaudeville performer, then became a celebrated humorist, newspaper columnist (his column ran in 500+ newspapers), radio personality, and film actor (71 silent films + 50 talkies). Rogers died in a 1935 plane crash near Point Barrow, Alaska — alongside celebrated aviator Wiley Post. His celebrated quotes include "I never met a man I didn't like" and "All I know is what I read in the papers." Other notable Rogers County figures include **Patti Page** (1927-2013 — the celebrated 1950s pop singer of "Tennessee Waltz" 1950, born in Claremore), and **Lynn Riggs** (1899-1954 — the celebrated playwright whose 1931 play *Green Grow the Lilacs* was adapted into the iconic 1943 musical *Oklahoma!* by Rodgers and Hammerstein).

Biggest annual event

Will Rogers Days + Hard Rock Tulsa events

**Will Rogers Days** (annual, late October-early November at the Will Rogers Memorial in Claremore, since 1949) is the major Will Rogers commemorative festival — drawing 35,000+ attendees over 4 days with traditional Cherokee programming, the celebrated Will Rogers Memorial Pageant, and major regional cultural-historical commemorations. The **Hard Rock Hotel & Casino Tulsa** (in Catoosa, owned by the Cherokee Nation, opened 1993, expanded to current 19-story tower 2009) is **one of the largest casinos in Oklahoma** (~2,600 slot machines, ~75 table games, 19-story hotel with 1,600+ rooms) and hosts substantial annual concerts, conferences, and cultural events drawing visitors from a 500-mile radius.

Property Tax in Rogers County, 2026