The Property Tax Almanac
Tennessee · Property Tax

Tennessee Property Tax by County

Tennessee has counties operating under a low-tax system anchored by the elimination of state income tax in 2021. Effective property tax rates run ~0.71% statewide median — well below the national average.

Why move here

  • no state income tax (income tax phased out 2021)
  • low effective property tax rates
  • no estate or inheritance tax
  • music + cultural heritage (Nashville, Memphis, Knoxville)
  • Smoky Mountains National Park
  • growing economy + tech corridor (Nashville)
  • low cost of living

Why not move here

  • 25% residential assessment ratio with no statewide homestead exemption
  • rural-urban service divide
  • hot humid summers
  • tornado risk in middle TN
  • rapid growth in Nashville straining infrastructure + driving up housing costs

This almanac covers 28 of 95 Tennessee counties.

Average effective rate
0.57%
Tax bill ÷ market value · Across 28 covered Tennessee counties
National rank
#44 of 50
Ranked highest to lowest by rate · #7 from the lowest
Average annual bill
$1,639
On a typical $289,739 Tennessee home
State income tax
None
No state individual income tax · Hall Tax (interest/dividends) eliminated 2021
Cheapest county we cover
Cumberland
Crossville · 0.29% effective rate
For retirees
Moderate
Property Tax Relief for Elderly (~$167 credit)
For disabled veterans
Full exemption
Full exemption (Property Tax Relief for Disabled Veterans)
Advertisement
28 of 95 Tennessee counties covered
Shelby County
Memphis · pop. 911k
1.36% effective rate
$2.5k median bill
Davidson County
Nashville · pop. 730k
0.74% effective rate
$3.2k median bill
Knox County
Knoxville · pop. 507k
0.68% effective rate
$1.9k median bill
Rutherford County
Murfreesboro · pop. 389k
0.67% effective rate
$2.6k median bill
Hamilton County
Chattanooga · pop. 386k
0.66% effective rate
$1.8k median bill
Williamson County
Franklin · pop. 277k
0.55% effective rate
$4.4k median bill
Montgomery County
Clarksville · pop. 246k
0.68% effective rate
$1.7k median bill
Sumner County
Gallatin · pop. 212k
0.65% effective rate
$2.6k median bill
Wilson County
Lebanon · pop. 180k
0.62% effective rate
$2.6k median bill
Sullivan County
Blountville · pop. 160k
0.63% effective rate
$1.2k median bill
Blount County
Maryville · pop. 137k
0.55% effective rate
$1.6k median bill
Washington County
Jonesborough · pop. 136k
0.52% effective rate
$1.3k median bill
Bradley County
Cleveland · pop. 110k
0.62% effective rate
$1.5k median bill
Maury County
Columbia · pop. 108k
0.45% effective rate
$1.6k median bill
Sevier County
Sevierville · pop. 105k
0.37% effective rate
$1.1k median bill
Madison County
Jackson · pop. 99k
0.56% effective rate
$1.2k median bill
Putnam County
Cookeville · pop. 82k
0.49% effective rate
$1.2k median bill
Anderson County
Clinton · pop. 79k
0.54% effective rate
$1.3k median bill
Robertson County
Springfield · pop. 76k
0.47% effective rate
$1.6k median bill
Greene County
Greeneville · pop. 72k
0.43% effective rate
$0.9k median bill
Hamblen County
Morristown · pop. 66k
0.41% effective rate
$0.9k median bill
Cumberland County
Crossville · pop. 64k
0.29% effective rate
$0.7k median bill
Tipton County
Covington · pop. 62k
0.50% effective rate
$1.2k median bill
Coffee County
Manchester · pop. 60k
0.57% effective rate
$1.4k median bill
Loudon County
Loudon · pop. 59k
0.33% effective rate
$1.2k median bill
Hawkins County
Rogersville · pop. 58k
0.54% effective rate
$1.0k median bill
Jefferson County
Dandridge · pop. 57k
0.43% effective rate
$1.0k median bill
Gibson County
Trenton · pop. 51k
0.66% effective rate
$1.0k median bill
Advertisement

About this site's data and estimates. The Property Tax Almanac is an independent editorial reference. It is not affiliated with any government agency, tax assessor, or tax preparation service. The calculators and data on this site are informational and are not a substitute for advice from a qualified tax professional, attorney, or your official county assessor or appraisal district.

Accuracy, sources, and scope. Tax rate data is compiled from publicly available sources — including the Texas Comptroller of Public Accounts, the Indiana Department of Local Government Finance, the Illinois Department of Revenue, the Florida Department of Revenue, the Tennessee Comptroller of the Treasury, the Arizona Department of Revenue, the North Carolina Department of Revenue, the Wisconsin Department of Revenue, the Michigan Department of Treasury, the Iowa Department of Revenue and Iowa Department of Management, the Minnesota Department of Revenue, the California State Board of Equalization, individual county appraisal and assessor offices, and the US Census Bureau — and is believed to be accurate as of the "revised" date shown on each page. Rates change annually (and sometimes mid-year) through local budget adoptions, legislative action, and voter-approved measures. Rates displayed reflect the primary tax district of the county seat; rates in other cities, school districts, Municipal Utility Districts (MUDs), Emergency Services Districts (ESDs), Mello-Roos Community Facilities Districts (CFDs), and special taxing units within the same county may be meaningfully higher or lower. Census population figures are from the 2020 Decennial Census and are rounded to the nearest 100.

How to use these estimates. The calculator produces a rough estimate based on the county seat's combined rate, statutory deductions and exemptions available statewide, and the value you enter. Your actual bill depends on your specific parcel's assessed or appraised value, the exact taxing entities covering your address, any local-option exemptions you qualify for, any assessment caps or circuit-breaker protections (e.g., Florida's Save Our Homes, Arizona's Prop 117 LPV cap, Indiana's 1% circuit breaker, North Carolina's Elderly/Disabled Exclusion, Wisconsin's Lottery & Gaming Credit, Michigan's Proposal A 5%/IRM cap, Iowa's residential rollback, Minnesota's Homestead Market Value Exclusion, California's Proposition 13 acquisition-value system and 2% annual cap), and any appeal or protest outcomes. For an authoritative figure, consult your county appraisal district (Texas), county assessor (Indiana, Illinois, Tennessee, Arizona, North Carolina, Iowa, Minnesota, California), county property appraiser (Florida), or municipal/township assessor (Wisconsin and Michigan — assessments are set at the city/village/township level rather than the county level; some Iowa and Minnesota cities also have city-level assessors). The contact information for the primary authority in each county is listed at the top of that county's page.

No legal or tax advice; no warranty. Nothing on this site constitutes legal, tax, financial, investment, or real estate advice. The Property Tax Almanac, its authors, and its publisher make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the content on this site. Any reliance you place on the information is strictly at your own risk. We are not liable for any loss or damage — including without limitation, indirect or consequential loss or damage — arising from the use of this site or from decisions made based on its content.

Found an error? Property tax rules are complex and change often. If you spot an inaccuracy, please contact us — corrections help every reader who comes after you.

© 2026 The Property Tax Almanac · An independent publication, not a government website · Site map · About · All counties · Privacy · Contact