The Property Tax Almanac
New Jersey · Property Tax

New Jersey Property Tax by County

New Jersey has counties operating under the highest effective property tax rate in the United States (~2.20% statewide median). Heavy reliance on local property tax for school funding (NJ funds ~52% of school operating costs locally vs ~36% national average) drives the rate.

Why move here

  • NYC + Philadelphia commute access
  • among the best US public schools (consistently top-5 K-12 ranks)
  • 100% disabled veteran full exemption
  • ANCHOR program ($1,500 for income-eligible homeowners under $150K)
  • Jersey Shore beach access
  • cultural diversity
  • strong public health/services
  • Princeton + Rutgers + Stevens

Why not move here

  • highest effective property tax rate in US
  • high cost of living (especially commuter suburbs)
  • highest population density of any US state
  • high state income tax (top 10.75%)
  • NJ Transit reliability concerns
  • property tax bills routinely $10K+ on modest homes

This almanac covers 21 of 21 New Jersey counties.

Average effective rate
2.27%
Tax bill ÷ market value · Across 21 covered New Jersey counties
National rank
#2 of 50
Ranked highest to lowest by rate · #49 from the lowest
Average annual bill
$9,016
On a typical $412,476 New Jersey home
State income tax
10.75%
Graduated · 1.40% – 10.75% top marginal
Cheapest county we cover
Cape May
Cape May Court House · 1.06% effective rate
For retirees
Good
Senior Freeze (PTR reimbursement) + ANCHOR rebate · Tax freeze available
For disabled veterans
Full exemption
Full exemption (100% disabled vets) + $250 deduction (any veteran)
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21 of 21 New Jersey counties covered
Bergen County
Hackensack · pop. 958k
2.43% effective rate
$14.4k median bill
Essex County
Newark · pop. 864k
3.39% effective rate
$14.3k median bill
Middlesex County
New Brunswick · pop. 863k
2.25% effective rate
$9.4k median bill
Hudson County
Jersey City · pop. 725k
1.69% effective rate
$9.8k median bill
Ocean County
Toms River · pop. 656k
1.70% effective rate
$6.2k median bill
Monmouth County
Freehold · pop. 644k
1.48% effective rate
$10.0k median bill
Union County
Elizabeth · pop. 575k
2.45% effective rate
$11.2k median bill
Camden County
Camden · pop. 523k
3.08% effective rate
$8.1k median bill
Passaic County
Paterson · pop. 513k
2.50% effective rate
$9.3k median bill
Morris County
Morristown · pop. 509k
2.05% effective rate
$11.1k median bill
Burlington County
Mount Holly · pop. 466k
2.55% effective rate
$9.2k median bill
Mercer County
Trenton · pop. 390k
2.79% effective rate
$8.5k median bill
Somerset County
Somerville · pop. 350k
1.81% effective rate
$10.0k median bill
Gloucester County
Woodbury · pop. 307k
2.60% effective rate
$8.1k median bill
Atlantic County
Mays Landing · pop. 276k
2.30% effective rate
$6.8k median bill
Cumberland County
Bridgeton · pop. 153k
2.28% effective rate
$5.1k median bill
Sussex County
Newton · pop. 146k
2.32% effective rate
$8.6k median bill
Hunterdon County
Flemington · pop. 130k
1.93% effective rate
$10.0k median bill
Warren County
Belvidere · pop. 111k
2.34% effective rate
$8.1k median bill
Cape May County
Cape May Court House · pop. 95k
1.06% effective rate
$4.9k median bill
Salem County
Salem · pop. 64k
2.65% effective rate
$6.4k median bill
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About this site's data and estimates. The Property Tax Almanac is an independent editorial reference. It is not affiliated with any government agency, tax assessor, or tax preparation service. The calculators and data on this site are informational and are not a substitute for advice from a qualified tax professional, attorney, or your official county assessor or appraisal district.

Accuracy, sources, and scope. Tax rate data is compiled from publicly available sources — including the Texas Comptroller of Public Accounts, the Indiana Department of Local Government Finance, the Illinois Department of Revenue, the Florida Department of Revenue, the Tennessee Comptroller of the Treasury, the Arizona Department of Revenue, the North Carolina Department of Revenue, the Wisconsin Department of Revenue, the Michigan Department of Treasury, the Iowa Department of Revenue and Iowa Department of Management, the Minnesota Department of Revenue, the California State Board of Equalization, individual county appraisal and assessor offices, and the US Census Bureau — and is believed to be accurate as of the "revised" date shown on each page. Rates change annually (and sometimes mid-year) through local budget adoptions, legislative action, and voter-approved measures. Rates displayed reflect the primary tax district of the county seat; rates in other cities, school districts, Municipal Utility Districts (MUDs), Emergency Services Districts (ESDs), Mello-Roos Community Facilities Districts (CFDs), and special taxing units within the same county may be meaningfully higher or lower. Census population figures are from the 2020 Decennial Census and are rounded to the nearest 100.

How to use these estimates. The calculator produces a rough estimate based on the county seat's combined rate, statutory deductions and exemptions available statewide, and the value you enter. Your actual bill depends on your specific parcel's assessed or appraised value, the exact taxing entities covering your address, any local-option exemptions you qualify for, any assessment caps or circuit-breaker protections (e.g., Florida's Save Our Homes, Arizona's Prop 117 LPV cap, Indiana's 1% circuit breaker, North Carolina's Elderly/Disabled Exclusion, Wisconsin's Lottery & Gaming Credit, Michigan's Proposal A 5%/IRM cap, Iowa's residential rollback, Minnesota's Homestead Market Value Exclusion, California's Proposition 13 acquisition-value system and 2% annual cap), and any appeal or protest outcomes. For an authoritative figure, consult your county appraisal district (Texas), county assessor (Indiana, Illinois, Tennessee, Arizona, North Carolina, Iowa, Minnesota, California), county property appraiser (Florida), or municipal/township assessor (Wisconsin and Michigan — assessments are set at the city/village/township level rather than the county level; some Iowa and Minnesota cities also have city-level assessors). The contact information for the primary authority in each county is listed at the top of that county's page.

No legal or tax advice; no warranty. Nothing on this site constitutes legal, tax, financial, investment, or real estate advice. The Property Tax Almanac, its authors, and its publisher make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the content on this site. Any reliance you place on the information is strictly at your own risk. We are not liable for any loss or damage — including without limitation, indirect or consequential loss or damage — arising from the use of this site or from decisions made based on its content.

Found an error? Property tax rules are complex and change often. If you spot an inaccuracy, please contact us — corrections help every reader who comes after you.

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