What is the property tax rate in Lonoke County?

The combined effective property tax rate in Lonoke County, Arkansas is approximately 0.55%.

Lonoke County Property Tax Calculator (2026) — Arkansas Property Tax Almanac

Property Tax in Lonoke County, 2026

A calculator and field guide for Cabot-area homeowners — and for anyone considering a move to Lonoke County — including Arkansas's constitutional 20% real-property assessment ratio, Amendment 79's $600 Homestead Property Tax Credit (effective 2026, post Act 330 of 2025 — applied directly to bill, wipes out tax bills below $600), the senior AV freeze for owners 65+/disabled (frozen at AV when first qualified), the 5% annual AV cap for homestead, and the FULL Disabled Veterans Exemption (100% service-connected). Note: Arkansas pays property taxes ONE YEAR BEHIND.

Lonoke County, home to Lonoke and 75k Arkansans, operates under Arkansas\'s constitutional 20% property tax system. Real property is assessed at 20% of fair market value (Arkansas Constitution Article 16 §15). Tax = AV × millage / 1,000. Amendment 79 (2000) provides three powerful homestead protections: (1) the universal $600 Homestead Property Tax Credit (effective 2026, post Act 330 of 2025); (2) a 5% annual cap on AV increases for homestead (10% for non-homestead); and (3) an AV freeze for owners 65+ or disabled. Effective rates run ~0.55-0.65% statewide median — among the lowest in the United States. Note: Arkansas pays property taxes ONE YEAR BEHIND — your 2026 assessment is billed in March/April 2027 with payment due October 15, 2027.

How the bill is built

Arkansas property tax follows a 4-step calculation. Step 1: Fair Market Value. The Lonoke County Arkansas Assessor determines FMV annually. Step 2: Apply 20% AR. AV = FMV × 20%. So a $200K home has AV = $40K. Step 3: Apply tax rate. Tax = AV × millage / 1,000. Lonoke County\'s combined millage is ~55 mills (= ~1.10% gross before homestead). Step 4: Apply $600 Homestead Property Tax Credit. Subtract up to $600 from the bill (no refund of unused credit). For homes producing tax bills under $600, the credit fully wipes out the property tax liability. Effective rate post-credit is ~0.55%.

Arkansas\'s $600 Homestead Property Tax Credit was raised from $500 to $600 by Act 330 of 2025 — effective with 2026 tax bills (which are billed in 2027 due to Arkansas\'s one-year-behind payment cycle). The credit is applied directly to the bill, not as an AV reduction. If your tax bill is below $600, no tax is due — but no refund of remaining credit either. The credit is universal (no age or income restrictions) but limited to one homestead per taxpayer per calendar year. Apply with the County Assessor.

Amendment 79\'s 5% AV cap for homestead is structurally important. Even if FMV rises 15-20% per year (as has happened in fast-growing Northwest Arkansas — Benton/Washington counties), taxable AV can only increase 5% per year for homestead properties. The cap RESETS at sale — new buyers face a "Welcome Stranger" pop-up provision where AV is reset to current market value. This creates substantial AV disparities between long-term residents and recent buyers in Bentonville, Fayetteville, Rogers, and other appreciating Arkansas markets. Non-homestead properties (rentals, commercial, vacant) are capped at 10% per year.

Arkansas provides a FULL property tax exemption on the homestead for 100% service-connected disabled veterans (Disabled Veterans Property Tax Exemption Act). The exemption also extends to veterans who have lost or lost the use of one or more limbs, or who are totally blind in one or both eyes from service-connected causes. Surviving unremarried spouses retain. Apply with County Assessor + County Collector with VA disability rating decision. Combined with Arkansas\'s already-low effective rates, qualifying disabled vets pay $0 on the homestead.

2026 Lonoke County rate breakdown (consolidated millage per $1,000 of AV (20% AR × FMV), Lonoke district)

Taxing entity	Rate
Combined county + municipal + school + special districts (~55 mills × 20% AR = ~0.55% effective, post $600 Homestead Credit)	55.0000
Combined total	55.0000

As of April 26, 2026 · From Lonoke County Arkansas Assessor.

Note: Lonoke County is **the eastern Little Rock-metro suburban county** — sitting east of Pulaski County along US-67/US-167 (the corridor toward Memphis). Anchored by **Cabot** (~28K — the largest city, fast-growing eastern Little Rock commuter community on US-67), Lonoke (~4K, the seat), Ward, England, and Austin. The county is part of the Little Rock-North Little Rock-Conway metropolitan statistical area and has experienced ~25%+ population growth since 2010 — driven by Little Rock-metro suburban relocation. The county is also home to substantial agricultural production (rice, soybeans, cotton — Lonoke is part of the Arkansas Rice Belt). Major employment is largely Little Rock commuter — substantial state government, healthcare, and corporate office workers commute from Lonoke. **Little Rock Air Force Base** is in adjacent Pulaski County (Jacksonville) but draws substantial Lonoke County military-family residents.

Note: Lonoke County effective property tax rates run approximately **0.55% — among the lower in Arkansas**. Combined county + municipal + school district + special district millage is ~55 mills (× 20% AR = ~1.10% gross, reduced by Arkansas's $600 Homestead Property Tax Credit to ~0.55% effective). Median home values around $195K combined with the very low effective rate produce median annual bills around $1,073.

Note: For relocation buyers: Lonoke County offers **the affordable Little Rock-metro eastern suburban** option — substantially lower home prices than Pulaski County for similar housing, exceptional public schools (Cabot School District is consistently among Arkansas's highest-rated), substantial new construction in the Cabot / Austin / Ward area, and direct Little Rock commute via US-67 (Cabot to downtown Little Rock ~25-30 min during off-peak). The trade-off: US-67 commute congestion during peak hours, distance from Little Rock urban amenities.

Deductions and exemptions for 2026

Arkansas homeowner property tax relief is concentrated in three Amendment 79 mechanisms (passed by voters in 2000): (1) the universal $600 Homestead Property Tax Credit (effective 2026, post Act 330 of 2025), (2) the 5% annual AV cap for homestead (10% for non-homestead), and (3) the AV freeze for owners 65+ or disabled. Plus the FULL Disabled Veteran Exemption for 100% service-connected disabled vets.

$600 Homestead Property Tax Credit (Amendment 79 — universal)

The Homestead Property Tax Credit was established at $300 per homestead in 2000, raised to $350, then $375, then $425, then $500, and most recently to $600 effective 2026 (Act 330 of 2025). The credit is applied directly to the property tax bill — if your bill is below $600, no tax is due (but no refund of remaining credit). The credit is universal — no age, income, or other qualification beyond homestead status. Limit one homestead per taxpayer per calendar year. Apply with County Assessor.

5% / 10% Annual AV Cap (Amendment 79)

For homestead properties: taxable AV cannot increase more than 5% per year, regardless of how much FMV rises. For non-homestead (commercial, agricultural, vacant): 10% per year cap. Cap resets at sale (the new owner restarts with full FMV-based AV — the "Welcome Stranger" pop-up provision). Caps do NOT apply to newly-constructed property or substantial improvements. The cap has produced significant AV disparities in fast-growing markets like Northwest Arkansas (Benton/Washington counties), where long-term residents pay far less than recent buyers for identical homes.

Senior/Disabled AV Freeze (Amendment 79)

Owners 65+ or permanently disabled (any age) can apply for a true AV freeze — the AV is frozen at the level when first qualified. Note: the freeze does NOT cap millage rate increases (so tax bills can still rise if local taxing entities raise rates). The freeze does NOT transfer to new owners at sale. Combined with the universal $600 Homestead Credit, this provides among the most-favorable senior property tax structures in the central United States.

FULL Disabled Veteran Exemption (100% service-connected)

Arkansas provides a FULL property tax exemption on the homestead for veterans rated 100% service-connected disabled, OR who have lost/lost the use of one or more limbs, OR who are totally blind in one or both eyes from service-connected causes (Disabled Veterans Property Tax Exemption Act). Surviving unremarried spouses retain. Apply with County Assessor and County Collector.

Appealing your assessment

Arkansas property tax appeals follow a 3-tier process. Level 1: County Equalization Board. File written appeal by the third Monday in August each year. The Board holds informal hearings. Level 2: County Court. If unresolved, appeal to County Court within 30 days. Level 3: Arkansas Circuit Court. County Court decisions can be appealed to Circuit Court. Most Arkansas appeals are resolved at Level 1. Note: Arkansas pays property taxes ONE YEAR BEHIND — your 2026 assessment is billed in March/April 2027 with payment due October 15, 2027.

Cities and towns in Lonoke County

Lonoke County contains 5 incorporated municipalities, ranging from Lonoke to the smallest village. Search volume for property tax is often city-specific, so here is the complete list — with population from the 2020 US Census, rounded to the nearest 100.

Data: US Census Bureau, 2020 Decennial Census. Populations rounded. Cities marked as "split" straddle a county border — the portion inside Lonoke County is subject to Lonoke County's tax rolls, while the portion outside is subject to the adjacent county's.

City or town	Type	Population (2020)
Cabot	city	28,000
Ward	city	4,400
Lonoke County seat	city	4,000
Austin	city	3,300
England	city	2,400

About city-level property tax rates: The rate breakdown and calculator on this page reflect the Lonoke tax district. Other cities in Lonoke County may pay into different school districts, city rates, and special districts — so their combined rates can differ, sometimes substantially. Always verify the specific rates for your address with the Lonoke County Arkansas Assessor before relying on any estimate.

Frequently asked questions

When are Arkansas property taxes due?

Arkansas pays property taxes one year behind — your 2026 assessment will be billed in March/April 2027 with payment due October 15, 2027. Most Arkansas counties accept payments starting the first business day in March each year. Late payments after October 15 accrue penalty plus interest. Most homeowners pay through escrow via mortgage servicer.

What is Amendment 79?

Amendment 79 to the Arkansas State Constitution (passed by voters in 2000) provides three powerful homestead protections: (1) the universal $600 Homestead Property Tax Credit (effective 2026, raised from $500 by Act 330 of 2025) — applied directly to the bill; (2) a 5% annual cap on AV increases for homestead (10% for non-homestead) — caps year-over-year value-driven increases (resets at sale); (3) an AV freeze for owners 65+ or disabled — frozen at AV when first qualified.

How does the $600 Homestead Property Tax Credit work?

The Homestead Property Tax Credit is applied directly to your tax bill — up to $600 (effective 2026). If your bill is below $600, no tax is due (but no refund of remaining credit). The credit is universal — no age, income, or other restrictions beyond homestead status. Limit one homestead per taxpayer per calendar year. Apply with the County Assessor. Originally $300 in 2000, raised in steps to $350, $375, $425, $500, and most recently $600 by Act 330 of 2025.

How does the 5% annual AV cap work?

For homestead properties: taxable AV cannot increase more than 5% per year, regardless of how much FMV rises. For non-homestead (commercial, agricultural, vacant): 10% per year cap. The cap RESETS at sale — the new owner restarts with full FMV-based AV (the "Welcome Stranger" pop-up provision). Caps do NOT apply to newly-constructed property or substantial improvements. The cap has produced significant AV disparities in fast-growing markets like Northwest Arkansas (Benton/Washington counties), where long-term residents pay far less than recent buyers for identical homes.

How does the senior AV freeze work?

Owners 65+ or permanently disabled (any age) can apply for a true AV freeze — the AV is frozen at the level when first qualified. Note: the freeze does NOT cap millage rate increases — so tax bills can still rise if local taxing entities (county, school district, city) raise rates. The freeze does NOT transfer to new owners at sale. Combined with the universal $600 Homestead Credit, this provides among the most-favorable senior property tax structures in the central United States. Apply with County Assessor.

How does the Disabled Veteran exemption work in Arkansas?

Arkansas provides a FULL property tax exemption on the homestead for veterans rated 100% service-connected disabled, OR who have lost/lost the use of one or more limbs, OR who are totally blind in one or both eyes from service-connected causes (Disabled Veterans Property Tax Exemption Act). Surviving unremarried spouses retain. Combined with Arkansas\'s already-low effective rates (~0.55-0.65%), qualifying disabled vets pay $0 on the homestead. Apply with County Assessor and County Collector with VA disability rating decision.

How do I appeal my Arkansas assessment?

Arkansas property tax appeals follow a 3-tier process. Level 1: County Equalization Board. File written appeal by the third Monday in August each year. Level 2: County Court. If unresolved, within 30 days. Level 3: Arkansas Circuit Court. County Court decisions can be appealed to Circuit Court. Most Arkansas appeals are resolved at Level 1.

About Lonoke County

Beyond the property tax — a few things you might not know about the place.

Weird fact

Lonoke County is **part of the Arkansas Rice Belt** — the eastern Arkansas region (along with neighboring Prairie County, Arkansas County, and Monroe County) that produces approximately **50% of all US-grown rice**. Arkansas is the largest US rice-producing state by a wide margin (Louisiana is second at ~12% of US production). The Lonoke region hosts the **Stuttgart-area rice harvest** each fall — a major agricultural event drawing equipment dealers, agricultural research extension teams, and substantial agricultural workers from across the region. The Riceland Foods cooperative (headquartered in Stuttgart, AR — Arkansas County, just east of Lonoke) is **the world's largest rice and rice products marketing cooperative** — handling ~$1.2 billion in annual rice and grain sales for ~5,500 farmer-owners. The annual Stuttgart World's Championship Duck Calling Contest (in adjacent Arkansas County) is a celebrated regional cultural event.

Hometown hero

John Daly + Cabot connections

**John Daly** (born 1966 in Carmichael, CA but raised in Dardanelle, AR — Yell County, ~80 miles west of Lonoke) — the celebrated American golfer who won the 1991 PGA Championship (the only golfer in history to win a major as a tour rookie) and the 1995 Open Championship at St. Andrews — has substantial Cabot and Lonoke County connections through his Arkansas golf tours. Daly is also celebrated for his outsized cultural personality (heavy drinker, smoker, two-time bankruptcy filer despite his major championship victories) and his celebrated mullet hairstyle. Other notable Lonoke County figures include **Carl Garner** (1916-2008 — the celebrated Arkansas farmer and Greers Ferry Lake (in adjacent Cleburne County) project leader, namesake of the National Public Lands Day "Carl Garner Federal Lands Cleanup Day"), and **William J. "Wild Bill" Hickok** (1837-1876 — the Old West gunfighter; while Hickok was born in Illinois, he had brief Arkansas connections during his frontier travels).

Biggest annual event

Cabotfest + Lonoke County Fair

**Cabotfest** (annual, late September in downtown Cabot, since 2002) is **a major central Arkansas community festival** — drawing 50,000+ attendees with regional arts, music, food, and traditional Cabot cultural programming. The **Lonoke County Fair** (annual, mid-September at the Lonoke County Fairgrounds) draws substantial regional attendance with traditional county fair programming. The annual **Cabot Christmas Parade** (early December) is among the largest small-town Christmas parades in central Arkansas.

Property Tax in Lonoke County, 2026